Partners in your business success
Business success is about forging the right kind of partnerships. It’s about confidence, trust, and knowing that your financial journey isn’t one you go on alone. We’re here to help with the banking know-how for your every need.
Get the right products and services for small business
Help your small business thrive with tailored solutions and dedicated support: We've built many of our products and services for the unique challenges of a small business owner.
Explore products and services for all business sizes
We provide 24/7 support over the phone or through live chat.
We have checking account options to meet your business needs, whether simple or complex. Plus access to the largest ATM network in Texas.
Simplify how you move, manage and monitor your money with our secure online business banking tool.
Loans & financing
We offer a dedicated local banker that will work closely with you to ensure you get the right loan for your business.
Earn valuable rewards, make business-related purchases, or manage travel and entertainment expenses.
Enable your customers to pay how they want and streamline your business with our customized point of sale (POS) systems and solutions.
Start an emergency fund or earn greater returns to help your business grow with our savings account options.
We can help you select the best retirement plan for your employees, administer and manage plan assets and provide investment planning services.
We'll customize an employee benefits package and develop a risk management profile that's just right for your business.
Protect your business from fraud
Learn how to safeguard your information and stay informed of current fraud trends impacting businesses. View Frost products and services to help protect your business.Learn more
Helping Smokey John’s Bar-B-Que rise from the ashes
Frost has been amazing. In 2017, we had a fire that actually destroyed the kitchen. The smoke damage was so bad, we had to gut the whole restaurant. In the middle of that, our insurance policy was almost voided because of a clause in our contract with our lease agreement. We were stuck and we weren’t sure what we were going to do. A friend of ours said, “You need to go to Frost."
I called Frost and was connected with Monica. She helped us close the loan, no issues, and we got the restaurant back going. Because of the renovations, we were able to grow the business. That was all due to our relationship with Frost Bank. Frost has been a true partner.
We've been with another bank for years, but when we were in need, Frost was the bank that came to our rescue.
Brent and Juan R.
Co-owners, Smokey John’s Bar-B-Que
Helping Talley Dunn Gallery bring contemporary art to the people
Frost is very supportive of me as a business owner. It's a great partnership. Having an art gallery is always challenging, but, certainly, going through the pandemic was a challenge. And it was remarkable working with Frost through COVID.
My business is 100 percent based on relationships with our artists, collectors, museums and projects we do; it's all relationship-based. We not only got through the pandemic, but we thrived because of all of those relationships. One of the things I valued most during that process was our relationship with Frost.
I believe in supporting businesses that were started in Texas, and I really, really value the personal relationships we have with Frost. They want to see me do well and thrive.
Owner, Talley Dunn Gallery
Helping the Longhorn Ballroom keep the music playing
If it had not been for Frost, this deal wouldn't have happened. We are in an industry that is not favorable to bankers. It takes someone like Frost to come in and hear our story and understand it. I shared my vision, and with the help of the bankers, it started looking pretty good. They were banking on me.
About the time we were ready to close, interest rates started rising: We had to get the deal done. They gave me a 60-day window, and we were right at it. If I had to go back and close the loan at much higher interest rates, it wouldn't have worked out. Frost was a fantastic partner and is continuing to be a fantastic partner.
What I like about Frost is they understand the entrepreneurial spirit and independence of Texans, because this is not a small deal for a small entrepreneur like myself. This is a pretty big deal.
Owner, Longhorn Ballroom
Helping La Calle Doce focus on what they do best: Mexican seafood
Honestly, for the longest time, I've done business with bigger banks. It's not the same. When you do business with a small bank that knows you, you don't have to explain yourself.
Back in 1981, we had the opportunity to buy this place for very little money. My husband was one of those adventurous souls who started naming the dishes in Spanish. The menu is geared toward Latin people who speak Spanish — but everybody comes. We had a lot of business, and we still do.
Frost understands my business, and they're willing to help. During the pandemic, the way they worked with me was fantastic, fantastic.
I love Frost Bank. They know my business, they know the history and they've been here a while. That's the beauty of it.
Co-owner, La Calle Doce
Helping FREEZ Construction move their business to Texas
Without Frost, we wouldn't have this building. We met Jeff from Frost once and felt really comfortable with him. When we were trying to buy the building, we were such a new company our bank at the time wouldn't budge on anything. We're like, “I think it's time to call Jeff.” He's like, “All right, we're doing it.” We got the building, became clients and moved our entire business to Frost.
Frost has a network. When we moved FREEZ Construction from California, we needed a CPA, a lawyer, all of these things, and Jeff said, “I got you. Let me help ground you here. Put your roots down.” Having a partner willing to take your hand and help create that for you took so much stress off trying to move a business here.
Jeff is always available, and I so appreciate that because the way our business functions is when our phones finally stop ringing we finally get to work on our business.
Vince and Jenna Free
Co-owners, FREEZ Construction
Helping the Crowther Group build their construction business
Frost has flown alongside us every step of the way. I remember walking into large national banks, and they looked at me, saying, come back in seven years. Come back in three years. I’m like, I need help now. Frost sat down with me, and I told them about the relationship that we had and the work that we were doing. The Frost team looked at me and said, “We can help you out.”
When our business started to grow from one person, myself, to 30 people, the Frost team said, “What’s your business plan? Where do you strategically need to be?” We needed a new space. Frost asked, “Do you need a loan to expand your business?” Which was shocking. They’ve been great partners to us.
Frost has helped us grow from a small business to a business doing significant work with significant clients. We have a trusted relationship there.
Owner, The Crowther Group
Experience award winning service
We’ve been recognized with the most prestigious awards a bank can receive, but to us, the real measure of our success as a business is how we help you grow yours
See what our business customers say about us
We go above and beyond to be a trusted advisor in all aspects of your business. On the journey ahead, you can feel good knowing you always have a bank ready to meet your needs.
I have the best customer support and even though I haven’t lived in Texas for years I have never wanted to change where I do my banking.
People who know me answer the phone and help me solve my banking problems. I am so pleased with the above and beyond service.
It is so refreshing to have an actual banker who responds to my calls and questions. And unlike other big banks that require multiple phone clicks before getting to a live person who often is in another state, when I call the Frost phone number an actual person in Austin answers the phone no matter the time of day.
Frost has never forgotten that banking is primarily a business built upon relationships - having a personal banker makes the difference between Frost and the others.
I'm always very pleased with the service we receive from Frost. I also appreciate the bank because it is locally owned.
Such a great company that does so much for the community! Their staff must be treated well and that is passed on to the community. Keep up the great work!