Personal Banking  / Personal Loans

Our personal loans come with a personal touch

Whether you need to borrow for a home improvement project, unexpected expenses or education, you get more than just competitive rates and flexible options with Frost. You get a relationship. So you'll have someone in your corner who will take the time to understand your unique needs, find the right solution and support you each and every step of the way.

Happy woman

Elizabeth E. Customer since 1995

Let us guide you

If you’re not sure which loan is right for your needs, our Loan Selection Tool can help guide you.

Home Equity and Home Improvement Loans
Home Equity Line of Credit
Access the money you need, when you need it

Put your home's equity to work and gain easy, flexible access to a revolving line of credit and pay interest only on the amount you borrow.

The loan can go toward almost anything, such as:

  • Home remodeling
  • Debt consolidation
  • Unexpected expenses
Learn more
Father playing with his son
Home Equity Loans
Borrow for whatever you want, all at once

Whether you’re tackling projects on a budget or making a major purchase, use the equity in your home to secure a one-time lump sum for any financial goal — all at a lower interest rate than most other banks.

You can use the money for whatever you need, including:

  • Home repairs or renovations
  • Debt consolidation
  • College tuition
  • Buying a car
Learn more
Beautiful tree overlooking house
Home Improvement Loan
Finance a home improvement project

Increase the value of your home with this unique loan offering competitive interest rates.

This is a good option for projects such as:

  • Kitchen renovations
  • Roof repairs
  • Pool installation
Learn more
Frost logo rising from stovetop
Additional loan options that might be right for you
Personal Line of Credit
Get access to cash at a low interest rate to cover unexpected expenses or just give your bank account some extra cushion.
Personal Loan
Pay off bills, finance a vacation or build your credit at competitive interest rates.
Frost Mortgage
Experience a new kind of mortgage that’s built to get you home. We’ll be by your side the whole way there.
We’re here to guide you

Talk to a Personal Loan Advisor (866) 376-7889

Find a location

Need to log back in and finish an application?

Complete Application